Summary
| Requirement | Must be true |
|---|---|
| First time owning in Australia | ✔ |
| At least 18 | ✔ |
| Individual (not company/trust) | ✔ |
| Australian citizen or permanent resident | ✔ (at least one buyer) |
| Property value | ≤ $800K (full exemption) or $800K–$1M (concessional) |
| Live in the property | Move in within 12 months + live 12 months |
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