Thursday, April 30, 2020

Do we have a credit limit with you? Answering some policy wording for big projects services industry.

Hi Laura,

Thank you for your enquiry and would advise as follows.

Our policy is not to set dollar value credit limits on our clients but to consider each business proposition or project on its merits, taking account of past business volumes.

All we require is that our progress claim invoices are settled according to the payment terms agreed when accepted the order. As you know AJW Interiors have completed several jobs with All Worx Electrical in the last few years.

The above said, there was situation recently where AJW Interiors did chase your office for payment, but we did so only because payment was past-due.

Because AJW Interiors have been involved with building and construction industry for many years we understand the factors that can impact short term cash flows.

Kind regards,
John

How to pronounce Fauci

Tuesday, April 28, 2020

drop the ball


1) drop the ball

US informal

to make a mistake, especially by doing something in a stupid or careless way:

For God's sake don't drop the ball on this - we're relying on you.


ii) drop the ball

to fail to keep working to reach a goal:

Public schools have dropped the ball when it comes to teaching kids about art and music.


Migraine /mai· grein/



A migraine is a primary headache disorder characterized by recurrent headaches that are moderate to severe.[1] Typically, the headaches affect one half of the head, are pulsating in nature, and last from a few hours to 3 days.[1] Associated symptoms may include nausea, vomiting, and sensitivity to light, sound, or smell.[2] The pain is generally made worse by physical activity.[12] Up to one-third of people affected have an aura: typically a short period of visual disturbance that signals that the headache will soon occur.[12] Occasionally, an aura can occur with little or no headache following it.[13]

Migraines are believed to be due to a mixture of environmental and genetic factors.[3] About two-thirds of cases run in families.[5] Changing hormone levels may also play a role, as migraines affect slightly more boys than girls before puberty and two to three times more women than men.[4][14] The risk of migraines usually decreases during pregnancy and after menopause.[4][15] The underlying mechanisms are not fully known.[15] They are, however, believed to involve the nerves and blood vessels of the brain.[5]

Initial recommended treatment is with simple pain medication such as ibuprofen and paracetamol (acetaminophen) for the headache, medication for the nausea, and the avoidance of triggers.[10] Specific medications such as triptans or ergotamines may be used in those for whom simple pain medications are not effective.[5] Caffeine may be added to the above.[16] A number of medications are useful to prevent attacks including metoprolol, valproate, and topiramate.[8][9]

Globally, approximately 15% of people are affected by migraines.[11] It most often starts at puberty and is worst during middle age.[1] As of 2016, it is one of the most common causes of disability.[17] An early description consistent with migraines is contained in the Ebers papyrus, written around 1500 BCE in ancient Egypt.[18] The word migraine is from the Greek ἡμικρανία (hemikrania), 'pain in half of the head',[19] from ἡμι- (hemi-), 'half', and κρανίον (kranion), 'skull'.[20]

Ref: Wikipedia

1) migraine
noun [ C ]
UK
/ˈmiː.ɡreɪn/ /ˈmaɪ.ɡreɪn/ US
/ˈmaɪ.ɡreɪn/

severe continuous pain in the head, often with vomiting and difficulty in seeing:
Do you suffer from migraines?
Considering the amount of stress she's under, it's not surprising she keeps getting migraines.
a migraine headache


Sunday, April 26, 2020

How to pronounce poisonous

poisonous
adjective
US
/ˈpɔɪ.zən.əs/

https://dictionary.cambridge.org/dictionary/english/poisonous



https://dictionary.cambridge.org/dictionary/english/dwarf

dwarf
noun [ C ]
UK
/dwɔːf/ US
/dwɔːrf/
plural dwarfs or dwarves UK/dwɔːvz/ US/dwɔːvz/

in stories for children, a creature like a little man with magical powers:
Snow White and the Seven Dwarfs

often offensive
a person who is much smaller than the usual size

Saturday, April 25, 2020

How to pronounce YouTube (Toob or Choob)



American "tube" = /tuːb/, think "toob"
Modern British "tube" = /tʃuːb/, think "Choob"

tube
noun
UK
/tʃuːb/ US /tuːb/

https://dictionary.cambridge.org/dictionary/english/tube?q=TUBE

tuna
noun
UK
/ˈtʃuː.nə/ US
/ˈtuː.nə/

https://dictionary.cambridge.org/dictionary/english/tuna

B1 [ C ] plural tuna or tunas
a large fish that lives in warm seas:
shoals of tuna



Thursday, April 23, 2020

How to pronounce sew and sow and so (same pronunciation but different meanings)



https://dictionary.cambridge.org/dictionary/english/sew 1

https://www.google.com/search?q=how+to+pronounce+sew&oq=how+to+pronounce+sew&aqs=chrome..69i57j0l7.7540j0j7&sourceid=chrome&ie=UTF-8

sew
verb / US
/soʊ/
sewed | sewn or sewed

B1 [ I or T ]
to join two pieces of cloth together by putting thread through them with a needle:
My grandmother taught me to sew.

sow
verb
/ US
/soʊ/
sowed | sown or sowed

sow verb (PLANT)
https://dictionary.cambridge.org/dictionary/english/sow
C1 [ I or T ]
to put seeds in or on the ground so that plants will grow:
Sow the seeds in pots.
We'll sow this field with barley.

so
adverb
US
/soʊ/
so adverb (VERY)

A2
very, extremely, or to such a degree:
The house is so beautiful.

Wednesday, April 22, 2020

Tuesday, April 21, 2020

Working out if you have to pay super

Generally, if you pay an employee $450 or more (before tax) in a calendar month, you have to pay them super guarantee (SG) on top of their wages.



What do casual employees get?

Casual employees are entitled to:
a higher pay rate than equivalent full-time or part-time employees. This is called a 'casual loading' and is paid because they don't get benefits such as sick or annual leave.



Example:

An employee works on a casual basis as a bartender for two separate entities during the week and is paid on an hourly basis. Both employers should use this tax table  to calculate withholding from payments made for the hours worked.

How To Say Dylan and Foul




Dylan is pronounced in English as DIHL-ahN or in Welsh as DAHL-aeN †

† Pronunciation guide:
D as in "day (D.EY)" ; IH as in "it (IH.T)" ; L as in "lay (L.EY)" ; AH as in "mud (M.AH.D)" ; N as in "knee (N.IY)" ;
D as in "day (D.EY)" ; AH as in "mud (M.AH.D)" ; L as in "lay (L.EY)" ; AE as in "at (AE.T)" ; N as in "knee (N.IY)"


Murder Most Foul 

foul /fawl/

https://www.google.com/search?q=how+to+pronounce+foul&oq=how+to&aqs=chrome.1.69i59l3j69i57j0j69i61j69i60j69i61.2617j0j7&sourceid=chrome&ie=UTF-8

https://dictionary.cambridge.org/dictionary/english/foul

foul
adjective
UK
/faʊl/ US
/faʊl/

C1
1) extremely unpleasant:

Those toilets smell foul!
I've had a foul day at work.
Why are you in such a foul mood this morning

2) against the rules of a sport:
a foul throw
a foul tackle




Monday, April 20, 2020

How to pronounce Veterinarian, Myanmar, USAID and AusAID or now Australian Aid.



https://dictionary.cambridge.org/dictionary/english/veterinarian



How to pronounce Myanmar



How to pronounce USAID (The United States Agency for International Development (USAID))



How to pronounce AusAID (AusAID stands for Australian Agency for International Development.) (now is just called Australian Aid)

https://www.pronouncekiwi.com/AUSAID



https://en.wikipedia.org/wiki/Australian_Aid


Saturday, April 18, 2020

How to Pronounce 2020 in English - How to Say Years in English and others




In this video, learn how to pronounce 2020 in English. You'll learn two different ways of saying these numbers out loud.
The first is to divide them into two sets of digits. You'd say: twenty twenty. The second is to say: two thousand and twenty. Here you have to use "and", but it's pronounced very softly. I'll teach you how to pronounce it like a native English speaker.

The first option is a lot easier to say, even for native speakers. Because of that, it's the more common option. But, it's not possible to use the first option for all years in English. From 2000-2009, we only use the second option (two thousand and #). From 2010 and beyond, we have two options. By the end of the video, you'll feel confident taking about years in English.

Enjoy the video!

how to read the year 638? = Six Hundred and Thirty Eight

How to pronounce TB


How to pronounce tuberculosis


How to pronounce Bacterium


bacterium

[bakˈtɪərɪəm]
https://dictionary.cambridge.org/us/pronunciation/english/bacterium


Denise is a female given name. It is one of the female forms of the name Dennis. The name Denise is said to be of French origin.

How to pronounce Routh








ကြက်ဥ ချဥ်ရည်ဟင်း [Eng-Sub] Burmese Egg Curry ကြက်ဥဟင်



Fry boiled eggs a bit so that their skins are a bit tight. Cut eggs in halves with a knife or a string. Boil eggs in a deep frying pan or a steel bowl depending on number of eggs you are going to boil and so that you don't waste resources to make water boil. Cover eggs with water till water covers eggs a bit completely.

one egg per person per meal. usually boil 2 eggs per person for 2 meals lunch and dinner. Turn eggs while cooking as in the video and make sure tomatoes are crushed into pieces. You can try the taste and adjust accordingly and will get used to it without even tasting after a few times of cooking.

Take note of tamarind paste.  Paprika power and other powers can be bought at Indian shops or Chinese shops but they are usually from India. Eggs here are chicken eggs usually. Ducks' eggs are usually a little more expensive and can be a bit smelly.

Paprika is a ground spice made from dried red fruits of the larger and sweeter varieties of the plant Capsicum annuum. The most common variety used for making paprika is tomato pepper, sometimes with the addition of more pungent varieties, called chili peppers, and cayenne pepper. In many languages, but not English, the word paprika also refers to the plant and the fruit from which the spice is made.

Friday, April 17, 2020

4 Small Business Cash Flow Must-Dos



No trade,, receive fast, pay slow, waterwheel (continuous sales)

No trading services, meaning exchanging services or goods with no cash involved.

"Cash flow" can feel like four-letter words to small business owners. Whether they've got a steady stream or a lazy river, there are some things entrepreneurs must do in order to ensure Chaos Inc. doesn't drain them. Stressing out over cash flow leads to chaotic management, self-doubt, and saying yes to just about anything. So take a gander at my 4 must-dos for small business cash flow—even if you're presently backstroking through coins like Scrooge McDuck._____


Wednesday, April 15, 2020

How to pronounce Evan, Ivan and Meme,



Evan is represented in the Top 1000 exclusively as a boys' name.
Total* Population in Top 1000: 174822 (100.00% male, 0.00% female)


meme - n. an idea, behavior, style or usage that spreads from person to person within a culture.



through thick and thin = If a pet or a person is with you "through thick and thin," they are with you through good times and bad. In other words, they are loyal.

Eg. Dogs may provide support and be beside us "through thick and thin."


through thick and thin


C2
If you support or stay with someone through thick and thin, you always support or stay with them, even if there are problems or difficulties:
She has stuck with me through thick and thin.


Monday, April 13, 2020

Learn English with Jennifer Aniston | The Morning Show [Advanced Lesson]



Credit: Learn English With TV Series

စင်ကာပူမှာ အလုပ်လုပ်ရင်း ကိုရိုနာဗိုင်းရပ်စ် ကူးစက်ခံရတဲ့ မြန်မာတစ်ယောက်ရဲ့ အတွေ့အကြုံ…




အမှားပါရင်ခွင့်လွတ်ပါ။………။
မြန်မာပြည်ကလူငယ်တွေအတွက်ရေးတာပါ…..
ကျွန်တော်နေမကောင်းပါဘူး..အခုလည်းcovid 19positive နဲ့ဆေးရုံတက်နေရတာပါ..ကျွန်တော် သူငယ်ချင်းတွေသိပါတယ်…


မြန်မာလူငယ်တွေ..ညီလေးညီမလေးတွေ အကိုကြီးတွေ တစ်ချိန်တုန်းကဘယ်လိုနေခဲ့နေခဲ့ အခုချိန်တော့အိမ်မှာနေကြပါ…

မြန်မာလူငယ်တွေကစာဖတ်ရမှာပျင်းတယ်ဆိုတာကောင်းကောင်းသိတယ်…..ကျွန်တော်လည်းလူငယ်ပဲလေ ကိုယ်ချင်းစာတက်တာပေါ့.
ဒါပေမယ့်အခုချိန်မှာတော့သတင်းပုံမှန်ဖတ်ပါ.. တစ်ကမ္ဘာလုံး ဖြစ်နေတဲ့ကပ်ရောဂါကို ပေါ့ပေါ့လေးမထင်ကြပါနဲ့….

ညီအကိုတွေကို အရမ်းချစ်လို့သတိပေးမယ် သေတက်တယ်နော်…သတိထားရမယ့်အချိန်ပါ အပျော်တွေနည်းနည်းလျော့သင့်ပါတယ်…

မကြောက်ကြတဲ့သူငယ်ချင်းတွေနဲ့ ညီအကိုတွေကိုကိုယ်တွေ့လေးပြောပြမယ်
ကျွန်တော်က marine machenic နဲ့ singapore က east marine မှာလုပ်နေတာပါ

ကျွန်တော်ရောဂါကူးရတာက ကျွန်တော့အရာရှိဆီကလို့ပြောရမယ်ပေါ့…ကျွန်တော်တို့သတိထားတယ် ကာကွယ်တယ် လက်ခဏခဏဆေးတယ် maskကိုတစ်ရှူးလိုလဲသုံးနိုင်တယ်..

အရာရှိမှာ positive ဖြစ်တယ်ဆိုတာသိတာနဲ့ ကျွန်တော့ဘဝကအဲ့ကစပြီးအိမ်မက်ဆိုးကြီးမတ်ခဲ့ရတာ…

ကျွန်တော့်ကိုတစ်ယောက်တည်းတစ်ခန်းထဲမှာထားခဲ့တယ် ၄ရက်ကြာတယ်
ထမင်းလာပို့ရင် အခန်းဝမှာထမင်းထုတ်ချပြီးအဝေးပြန်ရောက်မှ လှမ်းအော်တယ်..အနီးနားကိုဘယ်သူမှမလာရဲဘူး ၊ တစ်ခုခုလာပို့ရင် နင်ဂျာလိုပဲ ကာထားလိုက်တာ ကြောက်လို့…

အပြင်မှာနေ့လားညလားမသိခဲ့ဘူးအဲ့လေးရက်မှာ အိပ်ယာနိုးလို့ကြည့်ရင် အပြင်ကိုပြူတင်းပေါက်ကချောင်းကြည့်ရတယ် လင်းနေရင်နေ့ဘက်ပေါ့.

၅ရက်မြောက်နေ့မှာစဖျားတာပဲ…ဖျားလို့ဆေးရုံကိုရိုးရိုးကားငှားသွားလို့မရဘူး
Ambulance လာခေါ် မှသွားလို့ရတာ….အဲညကဆေးစစ်ပြီးပြန်လာခဲ့တယ်
၃ရက်နေရင်resultထွက်မယ်ပြောလိုက်တယ်…..

Result ထွက်တော့ ဆေးရုံကဖုန်းဆက်တယ် Hello…Mr.Zin Min Ko Ko.Now we get your covid results coming….so sorry sir you are covid positive. So you dont go any place.. within one or two hrs we pick up you…တဲ့
ရင်ထဲမှာဆို့လာတဲ့ဝေသနာကို အခုချိန်ပြန်မပြောပြတက်ဘူး

အရမ်းကြောက်တယ်… ဝမ်းနည်းတယ်… အားငယ်တယ်.. အားကိုးစရာမိဘ ဆွေမျိုးရှိရင်တောင် လာလို့မရဘူး လူနာကို ဘယ်သူနဲ့မှပေးမတွေ့ဘူး

အဲ့နောက် ကျွန်တော့်ကို Singapore ကပဲ alexander hospital ကို ခေါ် သွားခဲ့တယ် ရောက်ရောက်ချင်းပဲ သွေးပေါင်ချိန်တယ် ecgဆွဲတယ် temperature check တယ်….
အဲ့နောက် နှစ်နာရီတစ်ခါလာတော့တာပဲ အဆိုးဆုံးက ရောဂါစစ်ဖို့သွေးဖောက်တာပဲ လက်မဝက်လောက်ရှိပြီးတစ်မိုက်ကျော်တဲ့ဖန်ပုလင်းနဲ့တစ်ခါထုတ်ရင်၄လံုးလောက်ထုတ်တော့တာပဲ

ရောဂါပြန်စစ်ဖို တစ်ထွာကျော်တဲ့ ပိုက်ကိုနာခေါင်းထဲကနေ နားရောက်တဲ့အထိထိုးထည့်တာ နာလားမမေးနဲ့ ယောကျာ်း ကြီးတွေမျက်ရည်ကျတယ်

ဆေးမတိုက်ဘူး အစာနဲ့ရောဂါတိုက်ထုတ်တာ ဆေးရုံမှာ လေးရက်ထပ်နေပြီးလို့ အခု CIF ရောက်နေပြန်ပြီ အခုနေရာမှာ 14ရက်ထပ်နေရအုန်းမယ် တစ်ယောက်တည်းနော် အဖော်မရှိဘူး….

တစ်ယောက်တည်းအေးဆေးကောင်းတာပေါ့လို့မတွေးနဲ့ လူသံမကြားရဘဲအခန်းထဲအကြာကြီးနေကြည့် ရူးသွားနိုင်တယ်……

ဒါကြောင့် ကြောက်ကြပါလို့ပြောတာ အခုခံစားရတဲ့ဝေသနာတွေကိုမပြောတော့ဘူး တစ်ယောက်တည်းနေရတဲ့ဝေသနာကိုအရင်ခံစားနိုင်ရင် အပြင်ထွက်ကြပေါ့ သူငယ်ချင်းတို………….အားလုံးရဲ့ မေတ္တာ တို့ဖြင် သက်သာနေပါပြီ

အားလုံးကျန်းမာချမ်းသာကြ ပါစေ….

Credit Zin Min Ko Ko

Sunday, April 12, 2020

Professor Paul Young discusses the search for a coronavirus vaccine

Australia's coronavirus vaccine is one step closer to becoming a reality, with pre-clinical trials taking place in the Netherlands. The University of Queensland is playing a major role in it as part of an international collaboration and human trials could even start within a few months.

LEIGH SALES: Professor Young, can you give us a layman's update in terms of where things are up to with the development of a vaccine?

PROF. PAUL YOUNG, UQ VACCINE RESEARCHER: Absolutely. We're still in the preclinical phase. So this is the testing in animal models to ensure that the vaccine that we've developed is safe and shows efficacy.

We have got to tend of one particular study that shows us that it's inducing exactly the response we're anticipating with very potent immunity. So, that's looking good.

We're also entering into toxicity studies, to show that the vaccine is actually safe and we have just delivered our vaccine to our collaborators in The Netherlands to test that it actually can induce protection against challenge, a virus challenge, in an animal model.

So we have pretty much got all of our preclinical studies up and running.

LEIGH SALES: How confident are you that what you have got here will work on humans? It is sounding pretty promising from what you say.

PAUL YOUNG: It is promising. I mean, nothing is ever a guarantee until you do that final analysis and by the way, those human clinical trials are still on track for the end of June or early July.

But what we've seen so far, in our animal studies, would suggest that we're well on track.

LEIGH SALES: We constantly hear about 18 months as the time line for the development of a vaccine. How does that timeline look based on where you're up to now?

PAUL YOUNG: I think under normal circumstances 18 months is still around about right and I should point out, that is 18 months from when we started - so 18 months from January.
And the reason for that is that most vaccine development occurs in a sort of pipeline of activities and it is a linear pipeline. So we have milestones that we need to hit, and each time we hit that milestone with a success, we move on to the next stage, and really that has defined that 18-month timeline.

Traditionally in the past, most vaccines have gone out to five or 10 years in development. So 18 months is still a radically short time.

But what we have done recently is we decided to uncouple the last stage of vaccine development, which is the manufacture and actually see if we could run it side by side with the clinical trials and hopefully, we're going to be able to cut about six months off that timeline.

LEIGH SALES: So does that mean at the same time as the human trials, you would be manufacturing vaccines so if the trials go okay, you are ready to go straight away?

PAUL YOUNG: Correct. That's the whole idea. I mean, it is a hugely risky strategy, risky in the context of financially risky.

We don't want to cut any corners in terms of safety and efficacy of the vaccine itself but what we're trying to do is just ensure that we are ready to go once we know that the vaccine is safe and efficacious.

And that takes us all the way through to even fill and finishing. So we have actually got vaccine in vials ready to deploy.

LEIGH SALES: Well, I'm sure everybody watching has their fingers crossed for you and wishes you all the best.

Thank you very much, Professor.

PAUL YOUNG: Thanks very much Leigh.


Vocabs.

1) Preclinical =

In drug development, preclinical development, also named preclinical studies and nonclinical studies, is a stage of research that begins before clinical trials (testing in humans) can begin, and during which important feasibility, iterative testing and drug safety data are collected.

The main goals of pre-clinical studies are to determine the safe dose for first-in-man study and assess a product's safety profile

Only 10 percent of all drugs started in human clinical trials become approved drugs.[3]

2) efficacy
noun [ U ] formal
UK
/ˈef.ɪ.kə.si/ US
/ˈef.ə.kə.si/

the ability, especially of a medicine or a method of achieving something, to produce the intended result:

They recently ran a series of tests to measure the efficacy of the drug.

efficacy
noun [ U ]
US
/ˈef·ɪ·kə·si/

the quality of being effective; effectiveness:
The drug's efficacy has been questioned by consumer advocates

efficacious
adjective formal
UK
/ˌef.ɪˈkeɪ.ʃəs/ US
/ˌef.əˈkeɪ.ʃəs/

able to produce the intended result
Synonym
effective (SUCCESSFUL)
3) potent
adjective
US
/ˈpoʊ·tənt/

powerful, persuasive, or effective:
This is the most potent headache remedy you can get without a prescription.
Her voice has been a potent force on concert stages for more than 30 years.

4) tend verb (BE LIKELY)

B2 [ I ]
to be likely to behave in a particular way or have a particular characteristic:
[ + to infinitive ] We tend to get cold winters and warm, dry summers in this part of the country.

5) uncouple
verb [ T ]
UK
/ʌnˈkʌp.əl/ US
/ʌnˈkʌp.əl/

to separate two things that are joined together:
The engine had been uncoupled from the rest of the train.

6) cut corners

to do something in the easiest, cheapest, or fastest way:
I don’t like to cut corners when I have company for dinner.

7) vial
noun [ C ]
UK
/vaɪl/ US
/vaɪl/
(also mainly UK phial)

a small glass bottle, especially one containing liquid medicine
https://dictionary.cambridge.org/dictionary/english/vial?q=vials

Saturday, April 11, 2020

Friday, April 10, 2020

How to use side mirrors when changing lanes

Role of a Financial Controller

Effort to start meditating

Financial Controller

"If you are interested, you'll do what's convenient; if you're committed, you'll do whatever it takes." - John Assaraf"
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