Urinary Retention

Your bladder is like a storage tank for the waste product urine (pee). When your bladder is full, you urinate and the waste leaves your body. But, if you have urinary retention, your bladder doesn’t completely empty when you pee. Things like blockages, medications or nerve issues can cause it.

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Overview

A blockage at the bottom of a bladder causes urine to back up into the bladder and not empty during urination.

Urinary retention is when your bladder doesn’t empty when you pee. Blockages, medications or nerve issues can cause it.

What is urinary retention?

Urinary retention is a condition where your bladder doesn’t empty all the way or at all when you urinate (pee). Your bladder is like a storage tank for your pee (or urine). Pee is made up of the waste that your kidneys filter from your body. After your kidneys make your pee, it moves to your bladder where it sits until you empty it. Your urethra is the tube that carries your pee from your bladder out of your body. 

What are the types?

When you have urinary retention, it can be acute (sudden) or chronic (long-term). Acute means that it comes on quickly and it can be severe. Chronic urinary retention means that your symptoms are more gradual. Blockages, medications and nerve problems are common reasons a person may have urinary retention.

The acute form of urinary retention is an emergency. In this case, you’ll need to see a healthcare provider right away. Chronic urinary retention is most common in men who are between 60 and 80 years old.

How common is this condition?

About 10% of men over age 70 and up to 30% of men over 80 will develop urinary retention. While women can get acute urinary retention, it’s far less common.

Symptoms and Causes

What are the signs of urinary retention?

The signs can vary depending on if you have acute or chronic urinary retention.

Acute urinary retention symptoms

With the acute form, symptoms come on more suddenly. You may not be able to pee at all, or only be able to go very small amounts even though you have a full bladder. In severe cases, it can cause digestive discomfort and lower abdominal pain. See a healthcare provider right away if this happens to you.

Chronic urinary retention symptoms

Symptoms of chronic urinary retention can vary from one person to another. Some symptoms include:

• Difficulty starting to pee.
• Weak, slow or uncontrollable urine stream.
• Feeling the need to pee immediately after you’ve just peed.
• Feeling like you always need to pee.
• Leaking pee.
• Waking up several times at night to pee (nocturia).

What causes urinary retention?

Urinary retention can happen for several different reasons. These causes can include:

A blockage to the way urine leaves your body.

Medications you’re taking for other conditions.

Nerve issues that interrupt the way your brain and urinary system communicate.

Infections or swelling that prevent pee from leaving your body.

Surgery.

Blockage

When something blocks the free flow of urine through your bladder and urethra, you might experience urinary retention. Blockages (obstructions) are one of the most common causes of urinary retention.

Some reasons you may experience a blockage include:

Enlarged prostate: A blockage can happen when their prostate gland gets so big that it presses on their urethra.

Bladder outlet obstruction: These obstructions affect the neck of your bladder, which is the area just before your pee leaves your body.

Ureteral obstruction: Ureteral stones, blood clots, tumors or other factors can lead to a blockage in your urethra.

Cystocele: This is a condition where your bladder can sag into your vagina.

Rectocele: This is a condition in which your rectum sags into your vaginal wall.

Urethral stricture: Your urethra narrows due to scar tissue.

Medications

Certain medications can cause urinary retention. Drugs like antihistamines (Benadryl®), antispasmodics (like Detrol®), opiates (like Vicodin®) and tricyclic antidepressants (like Elavil®) can change the way your bladder muscle works. 

Other medications that may cause bladder control side effects are:

• Some blood pressure-lowering medications.
• Antipsychotics.
• Muscle relaxants.

Nerve issues

You may not know this, but your brain plays a role in urination. Passing urine happens when your brain tells your bladder muscle to tighten to squeeze your pee out. Your brain then tells your sphincter muscles surrounding your urethra to relax. This lets the flow of urine go out of your body. If there’s an issue in how your brain talks to your nerves, it can cause a problem with urination.

Causes of nerve issues can include:

• Stroke.
• Diabetes.
• Multiple sclerosis (MS). ??
• Trauma to your spine or pelvis due to an accident or injury.
• Pressure on the spinal cord from tumors and a herniated disk.
• Vaginal childbirth.
• Some types of pelvic surgery.

You’re also at a higher risk of nerve issues if you’ve had a catheter (thin tube that removes pee directly from your bladder).

Infection or swelling

Infection and swelling (inflammation) can also affect how pee flows through your urethra. Some examples of urinary retention due to infection or inflammation are:

Prostatitis: Infection or inflammation in your prostate causes it to swell and press up against your urethra, blocking the flow of pee.

Urinary tract infection (UTI): An infection in your urinary tract can cause your urethra to swell or cause weakness in your bladder, both of which can cause urinary retention.

Sexually transmitted infections (STIs): Infections spread through sexual contact can also cause swelling and lead to urinary retention.

Surgery

You may experience urinary retention after having joint replacement surgery (such as hip replacement) or spinal surgery. Having general anesthesia during a procedure can also cause temporary urinary retention. 

What are the risk factors for urinary retention?

Anyone can have urinary retention, but it occurs more often in men. People with an enlarged prostate (benign prostatic hyperplasia or BPH) are most likely to develop urinary retention because their prostates push on their urethras, blocking the flow of urine out of their bladder.

What are the complications of urinary retention?

Left undiagnosed or untreated, urinary retention can lead to:

UTIs: Pee that stays in your bladder is a breeding ground for bacteria. This can cause infection in your urinary tract that can spread up to your kidneys.

Bladder damage: When pee stays in your bladder, it can overstretch your bladder muscles and damage them.

Kidney damage: An infection in your urinary tract can spread up to your kidneys, causing them to inflame and swell. This pressure can damage your kidneys and lead to kidney disease.

Leaking pee: When your bladder doesn’t fully drain, it can lead to you accidentally leaking pee.

Bladder stones: When pee stays in your bladder, it could lead to bladder stones.

Diagnosis and Tests

​How is urinary retention diagnosed?

Acute urinary retention is a medical emergency. You should seek care right away if you have trouble urinating suddenly, especially if you feel pain in your abdomen or belly.

If you have chronic urinary retention, you’ll see a urologist who will:

• Ask you about your symptoms and how long you’ve had them.
• Get your complete medical history.
• Perform a physical examination.
• Collect a urine sample to check it for infection. 
• Perform a digital rectal exam to check your prostate. (done??)

There are other tests your provider may use to find the causes of urinary retention. These could include:

Post-void residual urine test (PVR): This is a test that measures how much pee is left in your bladder after you urinate. 

Cystoscopy: A test that allows your healthcare provider to examine the inside of your bladder and urethra with a cystoscope. This is a pencil-sized lighted tube with a camera or viewing lens on the end.

Urodynamic testing: This test measures nerve and muscle function, pressure in and around your bladder, and urine flow rate. 

PSA test: A prostate-specific antigen (PSA) blood test screens for prostate cancer. 

Management and Treatment

How is urinary retention treated?

Treatment for urinary retention can depend on whether you have the acute form or the chronic form, as well as the cause.

Treatment for acute urinary retention

Since the acute form of urinary retention is a medical emergency, your healthcare provider will insert a catheter to drain your bladder (???). This should provide almost immediate relief. After that, they’ll work to determine the cause and the appropriate treatment.

Treatment for chronic urinary retention

Treatment of the chronic form will depend on the cause. It could include one or a combination of the following:

• Medication.
• Surgery.
• Nonsurgical options (behavioral changes).

It could also include temporarily using a catheter at home (??), especially if nerve issues are causing the urinary retention. Your provider will teach you how to self-catheterize (??).

Medication

Your provider may prescribe medication to treat the underlying cause of urinary retention. This could include medication for:

Enlarged prostate: Medications like alpha-blockers and 5-alpha reductase inhibitors work by either shrinking your prostate or relaxing the muscles around your prostate. 

Infections: Antibiotics help treat the infections that cause urinary retention.

Surgery

Surgical procedures may be necessary to treat urinary retention depending on the cause. Your provider may recommend surgery to treat things like:

Enlarged prostate: Many types of surgery can treat an enlarged prostate. Examples include transurethral resection of the prostate (TURP), prostatic urethral lift or holmium laser enucleation of the prostate (HoLEP). All of these procedures (and others) can be effective in opening up the blockage causing urinary retention.

Urethral stricture: Your provider may open the scar tissue forming the stricture using a catheter or balloon. Surgery that involves opening up your urethra and then repairing it is also an option (urethroplasty).

Cystocele or rectocele: If a sagging or bulging bladder or rectum is the cause of your symptoms, your provider may recommend a pessary or surgery to lift the organs back to their usual position. Surgery may be an option to fix any type of pelvic organ prolapse.

Urinary tract stones: Your provider may perform a cystolitholapaxy to break up and remove stones in your bladder or urethra. 

Your healthcare provider will begin with less invasive procedures and treatments first. But, if none of these help, they may need to consider more invasive procedures like:

• Removing your prostate (prostatectomy).
• Spinal cord stimulation.
• Bladder surgery.
• Performing urinary reconstruction and diversion.
• 
  

Nonsurgical treatments

Sometimes, nonsurgical approaches can provide relief of your symptoms. Some examples of nonsurgical treatments could include:

Kegels or pelvic floor therapy: Kegel exercises and physical therapy help strengthen your pelvic floor muscles. (????)

Vaginal pessary: This is a ringlike device that supports your bladder if it’s sagging.

Bladder control: Certain behaviors like drinking fluids only at certain times to manage when you’ll need to pee can improve urinary retention.

Outlook / Prognosis

Can you still pee with urinary retention?

Yes, some people still pee a little bit. Urinary retention can mean either you don’t pee at all or you don’t empty your bladder completely when you pee. You may also pee because your bladder is overflowing with urine.

What can I expect if I have urinary retention?

If you receive a urinary retention diagnosis, be sure to follow your provider’s treatment plan. Attend follow-up appointments and keep track of if your symptoms are improving. Many people find relief from their symptoms with the right treatment.

Prevention

Can you prevent urinary retention?

You can’t prevent it, but you can take steps to lower your risk. Some of these steps include:

• Use the bathroom as soon as you have the urge to go. Don’t hold your pee.
• Pay attention to your urination habits and alert your healthcare provider if you notice a change.
• Eat well-balanced meals, maintain a weight that’s healthy for you and drink plenty of water.

Living With

When should I see my healthcare provider?

See your healthcare provider if you:

• Feel a frequent urge to urinate, often shortly after you just went.
• Have trouble starting to pee or if your urine stream is weak or stops and starts.
• Feel pain in your lower abdomen, genitals or low back.
• 
  

What questions should I ask my healthcare provider?

If you have urinary retention, it’s normal to have questions. You may want to ask your provider:

• What do you think is the cause of my symptoms?
• Do you recommend additional tests?
• What treatment would you recommend?
• How can I best manage my symptoms?
• Will my urinary retention go away?

A note from Cleveland Clinic

It can feel uncomfortable talking about bladder control problems with your family, friends and healthcare providers. You’re not alone. Urinary retention is a common and treatable condition. If you notice changes in urination or you can’t pee at all, contact your healthcare provider. Several treatment options can help you manage your symptoms.

Care at Cleveland Clinic

It can be stressful (and painful) to have bladder disorders, like urinary incontinence or cystitis. But the urology providers at Cleveland Clinic are here for you.

Cleveland Clinic urologist examining female patient's abdomen for discomfort and/or pain.

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Medically Reviewed

Last reviewed on 01/23/2024.

Learn more about the Health Library and our editorial process.

https://my.clevelandclinic.org/health/diseases/15427-urinary-retention

“ညာလို့ မရပါဘူး”

🔳 လူတွေဟာ ဟန်ဆောင်ကောင်းကြတယ်။ မပျော်ဘဲလည်း ပျော်ချင်ယောင်ဆောင်တယ်။ မတော်ဘဲလည်း တော်ချင်ယောင်ဆောင်တယ်။ အဆင်မပြေဘဲလည်း ပြေချင်ယောင်ဆောင်တယ်။

အထူးသဖြင့် ဆိုရှယ်မီဒီယာခေတ်မှာပေါ့။ ကိုယ့်ရဲ့ Lifestyle ကိုဖြစ်ဖြစ်၊ RS ကိုဖြစ်ဖြစ် ချပြပြီး လူတွေအပေါ် လွှမ်းမိုးနေအောင် ကြိုးစားနေတဲ့သူတွေ၊ လူတွေကို စိတ်ခွန်အားပေးနေသူတွေ၊ ပညာပေးနေသူတွေဆို ပိုဆိုးတယ်။ အဲဒီအတွက်လည်း နာမည်တွေ ကြီး၊ ပိုက်ဆံတွေ ရတာကိုး။ ဟန်ဆောင်ရကျိုးတော့ နပ်ပါတယ်။

🔳 ဒါပေမဲ့ အဆုံးတစ်နေ့မှာတော့ ဟန်ဆောင်ထားသမျှ၊ ညာထားသမျှက ပေါ်လာတတ်တာပါပဲ။ တစ်သက်လုံးတော့ ဘယ်သူမှ ဖုံးမထားနိုင်ဘူး။

နောက်ပြီး ဆိုရှယ်မီဒီယာပေါ်က လူတွေရဲ့အမြင် ဆိုတာ အခါခပ်သိမ်း အသုံးတည့်တာတော့ မဟုတ်ဘူး။ ကိုယ်က ကျန်းမာရေးလိုက်စားတယ် ဆိုတဲ့ ပုံရိပ်မျိုး တည်ဆောက်ထားပေမဲ့ တကယ်လိုက်စားတဲ့သူ မဟုတ်ရင် ခံရမှာက ကိုယ်တိုင်ပဲလေ။

ဒါကြောင့် ကိုယ့်ကိုယ်ကိုယ် အမြဲပြန်သတိပေးဖြစ်တယ်။ ဆိုရှယ်မီဒီယာပေါ်က ပုံရိပ်တွေထက် အပြင်က လူအစစ်ကို ကောင်းသထက်ကောင်းအောင် ပိုတည်ဆောက်ဖို့ပေါ့။

🔳 ၁။ Self-control နဲ့ ပတ်သက်လာရင် ခန္ဓာကိုယ်က ညာလို့မရဘူး

လူတစ်ယောက်ရဲ့ ကျန်းမာရေးမှာ အဓိကအကျဆုံးဟာ Self-control ပဲ။ အဲဒါ အားမကောင်းရင် လုပ်သင့်တာ မလုပ်ဖြစ်သလို၊ မလုပ်သင့်တာတွေကို မရှောင်နိုင်တော့ဘူး။

ကျန်းမာရေးတင်လား ဆိုတော့ မဟုတ်ဘူး။ Personal grooming လို့ ခေါ်တဲ့ တကိုယ်ရည် သေသပ်သားနားခြင်းမှာလည်း လိုအပ်ပြန်တာပဲ။

ကျွန်တော်က ကိုယ့်ကိုယ်ကိုယ် ဘယ်လိုစည်းကမ်းထားတယ်၊ ကျွန်မက ကိုယ့်စိတ်ကိုယ် ဘယ်လိုနိုင်အောင် ထိန်းတယ် ကြိုက်သလောက်ပြော။ ခန္ဓာကိုယ်ကို ကြည့်လိုက်တာနဲ့ သိနိုင်တယ်။ အချိုးအစားကို ကြည့်။ အသွေးအရောင်ကို ကြည့်။ ကျန်းမာရေးစစ်ဆေးချက် ရလဒ်တွေကို ကြည့်။

🔳 ၂။ စိတ်နေစိတ်ထားနဲ့ ပတ်သက်လာရင် RS က ညာလို့မရဘူး

ဒီနေရာမှာ သမီးရည်းစား၊ အိမ်ထောင်ရေးကိုပဲ ပြောတာ မဟုတ်ဘူး။ ရှိသမျှ ဆက်ဆံရေးအားလုံးကို ခြုံငုံပြီးတော့ ကြည့်ဖို့ပါ။ အချစ်ရေး ကံမကောင်းတာ၊ အိမ်ထောင်ရေး ကံမကောင်းတာ၊ မိဘကံ မကောင်းတာ စသဖြင့် ရှိကြတာကိုး။

သို့သော် လူတော်တော်များများနဲ့ အဆင်မပြေဘူး။ ဘယ်သူကမှ ကိုယ်နဲ့ ရေရှည်မပေါင်းချင်ဘူး။ ခဏနေ ခွာပြဲသွားတာပဲ။ ဒီလိုဖြစ်နေရင်တော့ ကိုယ့်ကိုယ်ကိုယ် ပြန်ဆန်းစစ်သင့်ပြီပေါ့။

အဲဒီလိုလူတွေလည်း ဘဝမှာ ကြုံဖူးတာပဲ။ ဘယ်တော့မှ သူ့အမှား၊ သူ့အလွန်ရယ်လို့ မရှိဘူး။ ကိုယ့်ကိုယ်ကိုယ် အထင်ကြီးလွန်းတယ်။ မာနထောင်လွှားတယ်။ တင်စီးတယ်။ ဒါကပဲ သူ့ကို ပြန်သတ်သွားတာပဲ။

တချို့ကျလည်း Negative ဖြစ်လွန်းတာပေါ့။ သူနဲ့ဆို အမြဲပူလောင်နေရတော့ ဘယ်သူမှ ကြာကြာမပေါင်းချင်ဘူး။

လူအများအကြိုက် လိုက်ရမယ်၊ အများနဲ့ သင့်မြတ်တိုင်း မှန်တယ်တော့ မဟုတ်ပေမဲ့ ယေဘုယျ ဆက်ဆံရေး အခြေအနေတွေဟာ ကိုယ့်စိတ်နေစိတ်ထားကို တစ်ပိုင်းတစ်စ လှစ်ဟပြနေပါတယ်။

🔳 ၃။ အရည်အချင်းနဲ့ ပတ်သက်လာရင် အတူတူ တွဲလုပ်ဖူးသူတွေက ညာလို့မရဘူး

ကိုယ်ဘယ်လိုတော်ကြောင်း၊ တတ်ကြောင်းကတော့ စာရေးတတ်ရင် ဘယ်သူမဆို ရေးလို့ရတယ်။ ရေးတဲ့အတိုင်း တကယ်ဟုတ်မဟုတ်ကသာ တွဲလုပ်ဖူးတဲ့သူတွေကပဲ သိတာ။ ကိုယ်လုပ်ခဲ့တဲ့ အလုပ်တွေမှာ ဘယ်လိုရလဒ်တွေ ယူနိုင်ခဲ့သလဲ ဆိုတာကပဲ သက်သေခံပေးမှာ။

အဲဒီ Career achievement ဟာ ခေါင်းဆောင်တစ်ယောက် ဖြစ်ဖို့မှာရော၊ သက်ဆိုင်ရာ နယ်ပယ်အလိုက် လွှမ်းမိုးနိုင်တဲ့သူ ဖြစ်ဖို့မှာပါ သိပ်အရေးကြီးပါတယ်။

🔳 ၄။ စိတ်ငြိမ်းချမ်းမှုနဲ့ ပတ်သက်လာရင် ကိုယ့်အတွင်းစိတ်က ညာလို့မရဘူး

လောင်နေတယ် ဆိုပြီး သူများကို ပြောရတာ သိပ်လွယ်သလို၊ ငါကတော့ လောင်မနေပါဘူးလို့ ငြင်းရတာလည်း သိပ်လွယ်တယ်။ တကယ်တမ်း ကိုယ့်အတွင်းစိတ်ထဲမှာ ဖြစ်နေတာကတော့ ကိုယ်တိုင်ပဲ သိတာပါ။

သိမ်ငယ်စိတ်၊ ပြိုင်ဆိုင်လိုစိတ်၊ မာန်မာန၊ မနာလိုစိတ်နဲ့ လိုချင်တပ်မက်စိတ် - ဒီ ၅ ခုဟာ ကိုယ်တွင်းငြိမ်းချမ်းမှုအတွက် အဓိက ရန်သူကြီး ၅ ဦးပဲ။ အဲဒါတွေ များလေလေ၊ ပူလောင်ရလေလေ။

တစ်ယောက်ယောက်ရဲ့ အောင်မြင်မှု၊ အဆင်ပြေမှုကလေး၊ ဘာမဟုတ်တဲ့ အရေးအသားကလေးတစ်ခု၊ ဓါတ်ပုံကလေးတစ်ပုံကအစ ကိုယ့်ရဲ့ ငြိမ်းချမ်းမှုကို ဖျက်ဆီးပစ်လိုက်နိုင်တယ်။

ဒါကြောင့် ကိုယ့်အတွင်းထဲမှာ ဒီ ၅ ယောက်ကို ရင်ဆိုင်ချိုးနှိမ်ထားနိုင်မှ ငြိမ်းချမ်းမှုအစစ်ကို ရနိုင်မှာဖြစ်ပါတယ်။

🔳 ဘယ်သူ့ကိုမှ မညာတာတော့ အကောင်းဆုံးပါပဲ။ မဖြစ်မနေ ညာရမယ်ဆိုရင်တောင် ကိုယ့်ကိုယ်ကိုယ်တော့ မညာပါနဲ့။

Self-control မကောင်းလို့ မကျန်းမမာ ဖြစ်တဲ့အခါ ဆေးရုံရောက်ရမှာက ကိုယ်ပါ။

စိတ်နေစိတ်ထား မမှန်လို့ RS အဆင်မပြေတဲ့အခါ မလုံခြုံမှုတွေ၊ အထီးကျန်မှုတွေ၊ မပျော်ရွှင်မှုတွေ ခံစားနေရမှာလည်း ကိုယ်တိုင်ပါပဲ။

အရည်အချင်း အားနည်းလို့ အလုပ်မှာ အဆင်မပြေရင်လည်း ကိုယ်ပဲ။

ဘယ်လိုပဲ အေးချမ်းသယောင် ဆောင်ထားဆောင်ထား၊ အတွင်းထဲက ရန်သူ ၅ ယောက် ထောင်လွှားနေလို့ အမြဲစိတ်ပူလောင်နေရရင်လည်း အဲဒါ တခြားလူ မဟုတ်ဘူး၊ ကိုယ်ပဲ ခံစားရမှာပါပဲ။

ဒါကြောင့် အများအမြင်မှာ လှဖို့ ပုံရိပ်ကောင်း တည်ဆောက်တာထက် ကိုယ့်ကိုယ်ကိုယ် တည်ဆောက်ဖို့က ပိုအရေးကြီးပါတယ်။

ဒေါက်တာ ဖြိုးသီဟ

၁၉.၁၀.၂၀၂၅

How to become a better defender in soccer

Take pride in defending attackers

Defend as a unit

Losing ball as a defender is deadly. 

You should always be at goal side preventing attackers.

Support as much as you can in midfield and forward.

 

Myo Gyi - [ရိုးရှင်း​သောဘဝရဲ့​ပျော်ရွှင်မှု/ Simple Life]

play Bm7 instead of Bm bar.

https://www.youtube.com/shorts/zv4fcFRQxUA

https://chordify.net/chords/myo-gyi-simple-life-thang-pi

 

လူနှစ်ယောက် လက်ထပ်တယ်ဆိုတာ အချစ် ပါကို ပါရတယ်။

 လူနှစ်ယောက် လက်ထပ်တယ်ဆိုတာ အချစ် ပါကို ပါရတယ်။

အချစ်မရှိတဲ့အိမ်ထောင်ရေး 

ရေရှည်ဖို့ မလွယ်ဘူး။

ရေရှည်တယ်ဆိုရင်တောင် ဒီအိမ်ထောင်ရေးဟာ အေးစက်စက်

ဖြစ်နေပါလိမ့်မယ်။ 

အိမ်ထောင်ပြုပြီးမှ သူ့အချစ်တွေ

မြင်ရမှာပါ။အိမ်ထောင်ပြုပြီးမှ 

တစ်ယောက်အပေါ် တစ်ယောက်

ခံစားချက်တွေ ရှိလာမှာပါ ဆိုတဲ့

အတွေးနဲ့ မစွန့်စားပါနဲ့။

မဖြစ်နိုင်လို့ပါ။ဖြစ်နိုင်ချေ အင်မတန် နည်းလို့ပါ။

အိမ်ထောင်ပြုတယ်ဆိုတာ 

လူနှစ်ယောက်က အားနည်းချက်တွေနဲ့ အတူတူ ဖြတ်သန်းရတာ ဖြစ်တယ်။ 

ကောင်းတဲ့အချက်တွေနဲ့ ဖြတ်သန်းတာထက် အားနည်းချက်တွေနဲ့

ဖြတ်သန်းသွားရတာက လက်ထပ်ခြင်းရဲ့အဓိပ္ပာယ် ဖြစ်တယ်။အချစ်မရှိရင် တစ်ဖက်လူရဲ့

အားနည်းချက်တွေကို နားလည်

သည်းခံနိုင်မှာ မဟုတ်ဘူး။

အချစ်ရှိမှသာ မပြည့်စုံခြင်းနဲ့

အပြစ်အနာအဆာများကို 

နားလည်ပေးနိုင်မှာ ဖြစ်တယ်။ 

အချစ်မရှိရင် အိမ်ထောင်ရေး

မခိုင်မြဲနိုင်ဘူး၊မပျော်နိုင်ဘူး။

ငြိုငြင် အပြစ်တင်လာလိမ့််မယ်။

အချစ်မရှိရင် သူ မင်းဘေးမှာ 

လာထိုင်ရင်တောင် မကြိုက်သလို ခံစားမိတယ်။မင်းကို ထိဖို့ဆိုရင် 

ပိုလို့တောင် ပြောစရာမလိုတော့ဘူး။ပိုက်ဆံအတွက်နဲ့လည်း လက်မထပ်ပါနဲ့။

ပိုက်ဆံအတွက်နဲ့ လက်ထပ်တယ်ဆိုတာ လစာယူပြီး အလုပ်သွားနေရတာနဲ့ တူတယ်။အလုပ်ကို အမြဲ ဝမ်းသာအားရနဲ့ သွားတဲ့လူ မရှိပါ။

လက်ထပ်ရမှာကြောင့်နဲ့ လက်မထပ်ပါနဲ့။

ပိုက်ဆံအတွက်နဲ့ လက်မထပ်ပါနဲ့။

ရုပ်ရည်အတွက်နဲ့ လက်မထပ်ပါနဲ့။

အသက်အရွယ်ရလာလို့၊လူတွေ ဇွတ်ပြောနေလို့ လက်မထပ်ပါနဲ့။

အချစ်အတွက်နဲ့သာ လက်ထပ်ပါ။

ချစ်မှ လက်ထပ်ပါ။ 

မချစ်တဲ့လူနဲ့လက်ထပ်တယ်ဆိုတာ

နံနံပင် မစားတဲ့လူကို အတင်း စားခိုင်းတာနဲ့ တူပါတယ်။

အချစ်မရှိရင် ဘယ်အရာမှ 

အဆင်မပြေနိုင်ဘူးနော်။

မချစ်ဘဲ မဖြစ်မနေ အိမ်ထောင်ပြုရမယ်ဆို တစ်ယောက်တည်း နေတာကမှ ပိုတောင် ကောင်းဉီးမယ်။

#နူးနူးအောင်

Why do we ask you to drink water before an ultrasound?

Prostate 

When you come in for an ultrasound at Xplore Radiology, we might ask you to drink water first (drink 1 litre of water 1hr before the appointment time and hold). The reason for this is that the full bladder creates a window to help show the baby and organs or for a renal ultrasound, a full bladder helps us visualise the wall of the bladder.

For most ultrasounds where you require a full bladder. You might need to drink 1 litre (four cups) of water one hour before your appointment. You should not empty your bladder once you have started drinking the water.

You may feel like you need to go to the bathroom during your ultrasound, but it is important that you hold it in until after the test is done. If you empty your bladder before the ultrasound is finished, we may not be able to obtain all of the images we need and you may need to come back for another appointment.

If you have any questions about how much water you should drink or what type of ultrasound you are having, please ask your technologist or doctor. They will be happy to help!

What is an ultrasound?

An ultrasound uses sound waves to create an image of the inside of the body. It is a painless and safe test that can be used to look at various parts of the body, including the:

heart

blood vessels

organs

muscles

joints

tendons

https://xploreradiology.com.au/drink-water-before-an-ultrasound/

Abdominal ultrasound

For an Australian private company, salary packaging (or salary sacrificing) is an agreement where an employee receives less gross salary before tax

For an Australian private company, salary packaging (or salary sacrificing) is an agreement where an employee receives less gross salary before tax, which is then used by the employer to pay for agreed-upon benefits on the employee's behalf, reducing the employee's taxable income and often leading to tax savings. Common examples of these pre-tax benefits include contributions to superannuation, car leases, laptops, and mortgage or rent payments. The availability and type of benefits are determined by the specific employer and can also depend on the employee's industry, notes CPL - Choice, Passion, Life and Salary Packaging Australia. 

How it Works

Agreement: The employee and employer agree to restructure part of the employee's salary into benefits. 

Pre-Tax Deduction: A portion of the employee's gross salary is paid directly to cover these agreed-upon benefits, rather than being paid to the employee as cash. 

Reduced Taxable Income: Because the portion for benefits is deducted before tax is calculated, the employee's taxable income is lower. 

Tax Savings: The employee pays less income tax because their taxable income is reduced. 

Benefits for Employees

Tax Savings: A primary benefit is a reduction in income tax, as certain expenses are paid with pre-tax dollars. 

Increased Take-Home Pay: By reducing taxable income, more money can be left over for personal use, according to Moneysmart.gov.au. 

Access to Other Benefits: Employees can benefit from services or purchases (like a car or laptop) that they might not have been able to afford otherwise. 

Benefits for Employers 

Attract Talent: Offering salary packaging can be a valuable employee benefit that helps attract and retain skilled workers.

Competitive Advantage: It allows a company to offer more attractive remuneration packages compared to competitors.

Employee Satisfaction: It can enhance employee morale and job satisfaction by providing financial flexibility and benefits.

Key Considerations

Employer Discretion: Not all private companies offer salary packaging; the availability and specifics depend on the employer and their policies, notes Salary Packaging Australia. 

Fringe Benefits Tax (FBT): For the employer, there are rules regarding Fringe Benefits Tax (FBT) that must be followed when offering certain pre-tax benefits. 

Arrangement Before Payment: Salary packaging arrangements must be made with the employer before the employee receives their pay. 

Male urinary system

 

Male urinary system

The urinary system includes the kidneys, ureters, bladder and urethra. The urinary system removes waste from the body through urine. The kidneys sit toward the back of the upper abdomen. They filter waste and fluid from the blood and make urine. Urine moves from the kidneys through narrow tubes to the bladder. These tubes are called the ureters. The bladder stores urine until it's time to urinate. Urine leaves the body through a small tube called the urethra.

Do Australian banks withhold tax on interest?

 If your bank doesn't have your tax file number (TFN), it will withhold tax from your interest at the highest marginal tax rate. You can claim a credit for the amount of tax withheld when you lodge your tax return. You don't need to provide your TFN if: you're under 16 years of age.23 June 2025

https://www.ato.gov.au/individuals-and-families/investments-and-assets/investing-in-bank-accounts-and-income-bonds#:~:text=If%20your%20bank%20doesn't,under%2016%20years%20of%20age

do you need a special soccer boots for synthetic soccer field (Yes, for frequent play)

 Yes, you need a special type of soccer boots for synthetic fields, typically called Artificial Grass (AG) or Turf (TF) boots, because they feature a higher number of shorter, cylindrical studs designed to provide grip on synthetic surfaces and better distribute impact. Traditional firm ground (FG) boots with long, sharp studs are not recommended for artificial turf as they can cause excessive traction, leading to increased risk of ankle and knee injuries.  

Why different boots are needed:

Harder Surface:

Synthetic pitches are built on a hard base, which results in a more prominent force on the player's legs. AG/TF boots have more, shorter studs to spread this force, providing a more cushioned feel and reducing the risk of injury. 

Grip and Traction:

Artificial turf can sometimes be a more abrasive surface, requiring different stud designs for optimal grip. AG/TF boots are designed to work with the extra abrasion. 

Injury Prevention:

The shorter, often conical studs on AG boots release better during rotation, unlike the longer, sharper studs on FG boots that can get caught in the synthetic material and increase the risk of twists and sprains. 

Types of boots for synthetic surfaces:

Artificial Grass (AG):

These boots have a specific stud pattern of many shorter, typically cylindrical, studs. They are a safe and comfortable option for synthetic pitches. 

Turf (TF):

These boots are designed for playing on hard artificial surfaces with short-bladed synthetic grass. They feature small rubber lugs for traction and offer good shock absorption. 

Firm Ground (FG) / Soft Ground (SG):

While FG boots can be used on synthetic turf in a pinch, it's not recommended for frequent play due to the risk of injury. SG boots are for wet, natural grass and are entirely unsuitable for synthetic surfaces. 

Key features to look for in boots for artificial turf:

More Studs: A higher number of studs helps spread the load from the harder surface. 

Shorter, Cylindrical Studs: These types of studs offer better rotational release, which helps prevent injuries on synthetic grass. 

More Studs Focused Under the Forefoot: This configuration improves responsiveness during quick movements and shifts in direction. 

Are synthetic soccer fields better than natural fields?

Neither synthetic nor natural fields are definitively better, but synthetic fields offer higher durability, year-round playability, and lower maintenance, while natural fields are often preferred by players for ball performance and can be safer by allowing for natural foot biomechanics. The choice depends on factors like budget, climate, intended use, and player preference, with hybrid fields offering a combination of both benefits.

Do English Premier League and world cup play on natural grass?

Yes, for the FIFA World Cup, the competition mandates that all matches are played on natural grass.

Yes, the English Premier League plays primarily on natural grass, with a strong preference for hybrid pitches. These hybrid systems combine natural grass with a network of synthetic fibers woven into the soil for enhanced stability and durability, ensuring consistent playability year-round. Fully artificial turf is not permitted in the Premier League, as the league rules mandate that playing surfaces be predominantly natural grass.  

Vocabs.

in a pinch

idiom US (UK at a pinch)

Add to word list 

Something that you can do in a pinch can be done if it is really necessary, but it will be difficult, not perfect, or not what you would really like:

I need $20,000 to set up the business, but I suppose $15,000 would do in a pinch.

How to Take the Power Back from Intrusive Thought OCD

 Step 1: See Through OCD’s Scare Tactics

OCD is the fear network of the brain sending a signal that something is wrong and needs to be done about it IMMEDIATELY. OCD only reports on feared consequences that are important to a person. For example, if somebody does not fear spilling water on the floor, OCD will not send the intrusive thought, “Oh no you spilled water. You must clean it up IMMEDIATELY”. On the other hand if someone does care about the safety of her family, OCD might say, “Oh no you left the stove on. You must go back and check IMMEDIATELY or the most important people in your life will die and it will be all your fault.” Similarly, if you care deeply about your family's well-being or your students safety, OCD may inject itself into your awareness with the thought “Oh no. What if I lose control and harm my children or students.”

My clients always ask me what it means about them that they could have such “horrible thoughts”. What I tell them is that somewhere within an obsession is the flip side of a core value. If OCD taunts you with images and thoughts about offending god, then religion must be important to you. If OCD reviews all the ways your family could be hurt, then your family is clearly one of your top priorities.

There is checklist of common intrusive thoughts that I find helpful to share with my patients. There are numerous thoughts on this list regarding losing control and acting out violently or sexually. Several research studies found that when this list is shown to a non-clinical sample of people, approximately 90 percent of those surveyed will agree to having experienced some of the intrusive thoughts.

When the non-clinical sample is asked how bothered they are by experiencing these intrusive thoughts, they are most often only mildly bothered by them. In contrast, when this same list is shown to individuals diagnosed with OCD, a similar percentage of the sample will agree to having experienced these intrusive thoughts but the big difference is how much distress these thoughts evoke for the OCD sample. For those meeting criteria for OCD, there will be a much higher level of emotional distress when these same intrusive thoughts surface.

What keeps OCD alive and well is not the experience of intrusive thoughts but actually one’s reaction to them. The more one dislikes experiencing intrusive thoughts and then tries to repress or fight with these thoughts, the greater the frequency of intrusive thoughts one will experience. The very act of trying to “not have” a bothersome thought guarantees its resurfacing. The only way to know if you are having or not having a thought is to think “Am I think about X” or “I better not think about X” which of course causes one to think about X.

So back to the question of why do those meeting criteria for OCD have such disturbing thoughts? Because they are human and to be human means one will experience freaky, odd thoughts. The human mind is constantly spinning around trying to find interesting problems to solve, in order to keep us alive. We don’t have the speed of the jaguar or the strength of a bear but we do have an all too powerful mind that is very good at planning for future challenges but also for tying itself into a knot. Freedom from OCD is not about stopping the mind from offering up strange and occasionally disturbing thoughts but learning how to recognize spam vs. urgent mail.

I must give a disclaimer here that OCD loves taking anything that is reassuring and turning it into a compulsion. So, if you are reading this blog for the hundredth time and desperately trying to figure out if this sounds like you and if your “awful thoughts” are OCD or if in fact you are an awful person, then STOP reading this blog. As I am sure your experience has shown you obtaining short-term anxiety relief through a compulsion comes at a cost in the form of greater overall anxiety. Instead, strive for long-term freedom from OCD by teaching your mind to not take itself so seriously.

Step 2: Exposure and Response Prevention (ERP)

There is no way past OCD except through it. As described in step one, the more one avoids an intrusive thought, the more one will experience the feared, bothersome, super annoying thought. Therefore, we need to flip the equation on its head and practice bringing on the thought while disengaging from any compulsions that have been utilized to obtain short-term anxiety relief. Common compulsions engaged in, when struggling with intrusive thought OCD are reassurance seeking, information seeking/googling to determine if there is something wrong with self, mental reviewing and avoidance. The best way to organize exposure tasks is by creating an exposure hierarchy that outlines baby steps that you can take to slowly but surely prove to OCD who is in charge (hint…YOU).

Step 3: Get Support

“Support” may sound superfluous but without it your Intrusive Thought OCD fighting plan will most likely be a bust. It is near impossible to do this work alone. It is not that you are not smart enough or determined enough or brave enough to beat OCD. The reason you need external support is because there is nothing more powerful in taking the wind out of OCD’s sails than voicing intrusive thoughts out loud, to a compassionate, informed coach. The same intrusive thoughts that feel so real, all powerful and self-defining when swirling around in your head will disintegrate when said out loud. When your intrusive thoughts are released into the world and your supportive coach looks back at you, and still sees the YOU they believe in and hears your intrusive thought as “blah blah blah” and possibly laughable, your brain will be one step closer to understanding that these thoughts are spam mail and nothing more.

In terms of finding a supportive OCD coach, you can contact a therapist that is well trained in CBT for OCD but if this is price prohibitive or if there is not access in your local community to OCD experts, there are other options. You can purchase a CBT for OCD workbook and go chapter by chapter through it with any licensed therapist in your community. You can schedule an appointment with one of ADAA’s OCD specialists who offer tele-mental health services. And it is perfectly acceptable to purchase a CBT for OCD workbook and go through the material together with a friend or family member.

So you now know the three basic steps necessary to kick intrusive thought OCD to the curb. And remember, we are all so much more than our thoughts. Our lives are defined by the actions that we choose to take, not by the electrical storm of thoughts that flicker through our minds.

Dr. Kissen and Dr. Ashley D. Kendall, PhD presented a live webinar on this topic on March 12, 2018 at 1:00 pm ET. 

This webinar shares tips and tools to:

Identify if you may be dealing with harm OCD

Make sense of why harm OCD picks such painful themes and content 

Take the power away from harm OCD 

Re-engage in your life now that you are giving less of your attention and energy to harm OCD

Watch here. 

Watch here. 

https://adaa.org/webinar/consumer/pedophiles-rapists-and-murderersoh-my-how-disengage-harm-ocd-re-engage-your-life

OCD causes distress and slows you down because the intense, time-consuming obsessions (unwanted thoughts) and compulsions (ritualistic behaviors) are driven by anxiety, creating a cycle of temporary relief that reinforces the disorder. Key reasons include:

• Intense Obsessions and Compulsions:

  The core of OCD involves distressing obsessions and the compulsive rituals performed to alleviate them, taking up significant time and interfering with daily life.
• Illusion of Relief:

  Compulsions provide only temporary, "illusory" relief from anxiety, making the obsessions seem more real and reinforcing the need to perform the rituals.
• Anxiety and Fear:

  OCD is sustained by fears and doubts, such as worrying about harm or disasters, which can be so intense they become disabling. 
• Stress and Life Changes:

  Stressful life events, hormonal changes, and lack of sleep can trigger or worsen OCD symptoms, leading to more severe obsessions and compulsions.
• Thinking Patterns:

  Certain thinking patterns, like perfectionism, inflated responsibility (feeling responsible for bad things happening), and intolerance of uncertainty, exacerbate OCD.
• Social and Emotional Impact:

  The shame and guilt associated with OCD symptoms can lead to social withdrawal and make people embarrassed to seek help.
  
  What you can do

• Seek Professional Help:

  If you believe you have OCD, consult a therapist who specializes in OCD for treatment options like Exposure and Response Prevention (ERP) therapy and medication.
  
  Self-Care Strategies:
• Regular exercise, sufficient sleep, and managing stress can help control symptoms. 
• Support and Self-Compassion:

  Connect with people who understand your condition and practice self-compassion to combat the guilt and shame associated with OCD.

Ghosting" လုပ်တဲ့အကြောင်းပြောရအောင်။

 

Grumpy

 adjective   informal

uk  /ˈɡrʌm.pi/ us  /ˈɡrʌm.pi/

easily annoyed and complaining:

I hadn't had enough sleep and was feeling kind of grumpy.

a grumpy old man.

being in a slightly angry mood because you are annoyed at something or are feeling tired:

Dad is always grumpy on Monday mornings.

https://dictionary.cambridge.org/dictionary/english/grumpy

Explained: How negative gearing affects Aus property market

 QUESTION TIME

Anthony Albanese and Jim Chalmers are under pressure to act on negative gearing reform. Picture: Martin Ollman

Calls are growing louder for bold reform on negative gearing in a bid to open the door to the Australian housing market for young Aussies currently locked out.

Unions and other advocates have thrown their support behind a plan to limit negative gearing tax breaks to those with one investment property only, which they believe would stop disproportionate benefits going to the wealthy and encourage the freeing up of housing supply for buyers seeking to own and occupy a home.

Negative gearing delivers billions of dollars in annual tax benefits and has long been a target for those who want to see the process scrapped.

But what exactly is negative gearing, why is it so important and how did it become such a divisive issue? We answer some of the most common questions below.

MORE:Explosive new crackdown on property tax breaks

What is negative gearing?

Negative gearing is a situation where an investor spends more on the costs of their rental property – interest, strata fees, maintenance and upkeep – than they receive in rent.

It means they made a loss on their investment for that financial year.

And in Australia that loss can be deducted from their taxable income when they do their tax returns. Treasury figures showed 1.1 million Australians had negatively geared properties in the 2021-22 financial year.

QUESTION TIME

Federal Treasurer Jim Chalmers during Question Time. Picture: Martin Ollman

Why does Australia have negative gearing?

Negative gearing was introduced in the 1930s in Australia as a way to address housing shortages. It was designed to incentivise Australians to invest in property and boost the number of rental homes available.

Being able to deduct rental losses from your other income (such as wages) comes about because of two features of the Aussie tax system.

First: we tax income comprehensively. That means we add up all sources of income – wages, bank account interest, dividends from shares, investment property rents – and tax them together, rather than taxing each separately.

MORE: Shock RBA twist as house prices surge

Second: the costs of earning income are deducted from the income – essentially, you’re taxed on your net income. That’s not just true for rental properties: interest expenses or strata fees incurred on investment property can be deducted for the same reason that uniform costs or work-from-home expenses can be deducted. They are the costs of earning that income and would not have been incurred otherwise.

Negative gearing currently allows investors to offset losses of multiple properties against their taxable income.

Who benefits from negative gearing?

People on higher incomes benefit the most as it minimises the amount of income tax they are liable to pay while allowing them to reap capital gains over time through investing.

According to Treasury analysis, individuals in the top 30 per cent of taxable income received about 65 per cent of the total benefit of negative gearing in the 2021-22 financial year.

What are the arguments for negative gearing?

By incentivising property investment, negative gearing helps Australians with higher incomes grow their wealth through property while adding to the supply of available rentals.

Many worry that if negative gearing was abolished, a large number of investors would either hike up their rents to cover the loss, or sell their properties, reducing the rental stock available in an already tight market.

MORE:Sudden rise in Aus homeowner wealth stuns

Due to high property prices, it can be hard to find properties that earn enough rent to cover the mortgage. If negative gearing wasn’t an option, investing wouldn’t be so attractive.

What are the arguments against negative gearing?

Treasury figures show negative gearing cost $2.7 billion in lost tax in 2020-21 – a figure likely to be much higher now due to the rise in interest rates since.

Many believe negative gearing has helped push up property prices by driving demand among wealthy investors. Since the bulk of investors buy established properties, they compete against homebuyers for housing, which tightens supply even more.

Housing affordability has become a huge problem. Research from AHURI shows while high income families accounted for just 8 per cent of renters in Australia in 1996, families earning about $140,000 or more made up 24 per cent of the renting population in 2021.

QUESTION TIME

Prime Minister Anthony Albanese has previously ruled out negative gearing changes. Picture: Martin Ollman

What is the federal government’s stance on negative gearing?

Both the Albanese government and the Coalition have previously made it clear that neither plan to change Australia’s current policy around negative gearing, however, there is added pressure mounting on Labor to change its position on the matter.

MORE:Bathroom mistakes that ruin a home sale

The Greens, however, have been staunch in their opposition to negative gearing, arguing the tax help has made it easier for wealthy investors to buy properties than first home buyers.

The Hawke/Keating Government wound back negative gearing in 1985 but it was reinstated again in 1987 after lobbying from property investors and skyrocketing rental prices in Sydney.

In the 2019 election campaign, then ALP leader Bill Shorten proposed only allowing negative gearing for newly built properties. Labor lost the election.

Do other countries have negative gearing?

Countries like Germany, Japan and Canada have negative gearing concessions. In the US, rental losses from a property can only be offset against rental income earned from another property or investment, but not against employment income.

In the UK, rental income and employment income are taxed separately and rental losses can only be offset against profits from other properties or carried forward to a later year. New Zealand is phasing out negative gearing.

https://www.realestate.com.au/news/explained-how-negative-gearing-affects-aus-property-market/?campaignType=external&campaignChannel=syndication&campaignName=ncacont&campaignContent=&campaignSource=newscomau&campaignPlacement=realestatemodule

staunch

adjective

uk 

 /stɔːntʃ/ us 

 /stɑːntʃ/

Add to word list 

always loyal in supporting a person, organization, or set of beliefs or opinions:

a staunch friend and ally

He gained a reputation as being a staunch defender/supporter of civil rights.

The Hawke–Keating government is an all-encompassing term to describe the duration of the Hawke government and the Keating government, which together spanned from 11 March 1983 to 11 March 1996. Both governments were formed by the Australian Labor Party, and were led from 1983 to 1991 by Bob Hawke as Prime Minister, and from 1991 to 1996 by Paul Keating as Prime Minister, with Keating serving as Treasurer throughout the Hawke government. 

လေ့ကျင့်ခန်းအလွန်အကျွံလုပ်ခြင်းက ကိုယ်ခံအားကျစေသလား

ခန္ဓာကိုယ်အချိုးအစားလှပချင်လို့ဆိုပြီး တစ်ရက်မပျက် Gym သွားပြီးလေ့ကျင့်ခန်းပြင်းပြင်းထန်ထန်လုပ်နေသူတွေများရှိနေလား။ ဒါဆိုရင်တော့ ဒီဆောင်းပါးလေးကိုဖတ်ကြည့်ဖို့လိုမယ်ထင်ပါတယ်နော်။

ဒီအချက်တွေကြောင့်ဖျားနာနိုင်ပါတယ်

လူတစ်ယောက်က ဒီအချက်တွေကြောင့်ဖျားနာနိုင်ပါတယ်။

- စိတ်ဖိစီးမှုများတာ

- အာဟာရပြည့်ဝလုံလောက်အောင်မစားသုံးတာ

- ပင်ပန်းနွမ်းနယ်တာ

- အိပ်ရေးပျက်များတာ

- ဆေးလိပ်သောက်တာ

- အသက်အရွယ်အရမ်းကြီးနေတာ

- လေ့ကျင့်ခန်းတွေ အလွန်အကျွံလုပ်တာ

- လေ့ကျင့်ခန်း နဲ့ ကိုယ်ခံအား

အရင်ဆုံး သုတေသနတွေ့ရှိချက်လေးတွေအကြောင်းပြောပြပေးမယ်နော်။ လေ့ကျင့်ခန်းပုံမှန်လုပ်ခြင်းနဲ့ ကိုယ်ခံအားတို့ကြားက ဆက်စပ်မှုကိုလေ့လာခဲ့တဲ့အခါမှာတော့ နေ့စဉ်နေ့တိုင်းလေ့ကျင့်ခန်းတွေ ပြင်းပြင်းထန်ထန်လုပ်တာက ကိုယ်ခံအားကို ကျစေနိုင်ပြီး ဖျားနာတာမျိုးဖြစ်စေနိုင်တယ်၊လို့ လေ့လာတွေ့ရှိခဲ့ပါတယ်။

လေ့ကျင့်ခန်းလုပ်တာက ကြွက်သားတွေကို သန်မာစေနိုင်တယ်။ နှလုံးကျန်းမာပြီး ခန္ဓာကိုယ်ကို သန်စွမ်းစေနိုင်တယ်ဆိုပေမယ့် အမြဲတမ်းနဲ့ အလွန်အကျွံ လုပ်မယ်ဆိုရင်တော့ ကိုယ်ခံအားပေါ်မှာ ထိခိုက်မှုတွေရှိလာနိုင်ပါတယ်။ တစ်နေ့တာလုံးမှာ ဗိုင်းရပ်စ်တွေနဲ့ ထိတွေ့နေရသူတွေက အအေးမိတုပ်ကွေးဖြစ်နိုင်ခြေပိုများတယ်ဆိုတာကို ပြောနေစရာတောင်မလိုအောင်ပါ။

လူတစ်ယောက်ဟာ နာရီဝက်လောက် ဆက်တိုက်လေ့ကျင့်ခန်းတွေကို ပြင်ပြင်းထန်ထန်လုပ်မယ်ဆိုရင် ကိုယ်ခံအားစနစ်ရဲ့လုပ်ဆောင်နိုင်စွမ်းက ယာယီကျဆင်းသွားနိုင်ပါတယ်။ လေ့လာမှုတွေအရကတော့ လေ့ကျင့်ခန်းတွေကို ပြင်းပြင်းထန်ထန်လုပ်တဲ့အခါ ခန္ဓာကိုယ်က ဟော်မုန်းတွေကိုထုတ်လုပ်ပေးတဲ့အတွက် ကိုယ်ခံအားယာယီကျဆင်းသွားတာမျိုးဖြစ်နိုင်ပါတယ်။

မကြာသေးခင်ကလေ့လာမှုတွေအရ လူတစ်ယောက်နေ့စဉ်လုပ်ဆောင်နေတဲ့ ကိုယ်လက်လှုပ်ရှားမှုပမာဏက အသက်ရှုလမ်းကြောင်းကနေတဆင့်ရောဂါပိုးတွေ ကူးစက်ခံရနိုင်မှု၊ အအေးမိတာ၊ ဖျားနာတာနဲ့ ကိုယ်ခံအားစနစ်ကို ထိခိုက်စေနိုင်မှုတို့အပေါ်မှာ တိုက်ရိုက် အချိုးကျနေပါတယ်။ လူတော်တော်များများယူဆထားတာက နေ့တိုင်းလေ့ကျင့်ခန်းလုပ်မယ်ဆိုရင် အအေးမိဖျားနာမှုကနေ ခပ်ကင်းကင်းနေနိုင်မယ်လို့ပေါ့။ တကယ်တော့ ဒီအယူအဆက အပြည့်အဝမမှန်ပါဘူး။ လိုအပ်တဲ့ပမာဏထက်ကျော်ရင်တော့ ပြဿနာရှိစမြဲပါ။

စိတ်ဖိစီးမှုကိုဖြစ်စေတဲ့ ဟော်မုန်းတွေလို့သိကြတဲ့ ကော်တီစော နဲ့ အက်ဒရီနယ်လင်ဟော်မုန်းတွေက သွေးတိုးစေနိုင်သလို သွေးတွင်းကိုလက်စထရာပမာဏကို မြင့်တက်စေနိုင်ပြီး ကိုယ်ခံအားနည်းစေနိုင်ပါတယ်။ လေ့ကျင့်ခန်းကို မလုပ်ရဘူးလို့မဆိုလိုပါဘူး။ အရာရာကတန်ဆေးလွန်ဘေးဆိုသလိုပေါ့။ နေ့စဉ်ကို တစ်နာရီခွဲလောက်နှုန်းနဲ့ တစ်ပတ်လုံးကို ပြင်းပြင်းထန်ထန်လေ့ကျင့်မှုတွေလုပ်မယ်ဆိုရင်တော့ ခန္ဓာကိုယ်က ခံနိုင်ရည်နည်းသွားတာမျိုးဖြစ်ပြီး မလိုအပ်ဘဲ ဖျားနာမှုကို ခံစားရမှာဖြစ်ပါတယ်။ တကယ်ကို ကျန်းမာလှပချင်တယ်ဆိုရင် တစ်ပတ်တာမှာ တစ်နေ့ကို (၄၅) မိနစ်လောက်နှုန်းနဲ့ တစ်ပတ်မှာ (၅) ရက်လောက်ပဲလုပ်ပေးရင်ကို အဆင်ပြေနေပါပြီ။ ပုံမှန်အားဖြင့်တော့ ဖျားချင်သလိုဖြစ်လာတဲ့အခါ ကိုယ်လက်လှုပ်ရှားမှုလေးလုပ်ပေးပြီး ချွေးလေးထွက်အောင်လုပ်ပေးမယ်ဆိုရင် နေလို့ကောင်းသွားတာ အသေအချာပါ။

တကယ်လို့ သင့်အနေနဲ့ လေ့ကျင့်ခန်းကို ပြင်းပြင်းထန်ထန်လုပ်နေတာမဟုတ်ဘဲ ဖျားချင်သလိုလိုဖြစ်တယ်၊ နှာစေးတာမျိုးဖြစ်မယ်ဆိုရင်တော့ လေ့ကျင့်ခန်းလုပ်တဲ့နေရာမှာ သင်နဲ့ ဓာတ်မတည့်တာတစ်ခုခုရှိနေတာမျိုးဖြစ်နိုင်တာကြောင့် ဆရာဝန်နဲ့ သွားရောက်ပြသကြည့်သင့်ပါတယ်။

ကျန်းမာစေဖို့ လေ့ကျင့်ခန်းလုပ်ဆောင်သင့်တဲ့ အတိုင်းအတာ -

လေ့ကျင့်ခန်းလုပ်တာက နှလုံးရောဂါခံစားရနိုင်ခြေကို ကျဆင်းစေနိုင်သလို အရိုးတွေကို ကျန်းမာသန်စွမ်းစေနိုင်ပါတယ်။ ဒါတွေအပြင်လေ့ကျင့်ခန်းလုပ်တာကြောင့် ခန္ဓာကိုယ်မှာ အခုလိုပြောင်းလဲမှုတွေဖြစ်လာနိုင်ပါသေးတယ်။

၁ ။ အဆုတ်နဲ့လေပြွန်တလျှောက်က ဘက်တီးရီးယားတွေကို ခန္ဓာကိုယ်ပြင်ပကိုရောက်ရှိအောင်လုပ်ဆောင်ပေးနိုင်တယ်။

၂ ။ သွေးဖြူဥဆဲလ်တွေဖြစ်ပေါ်စေနိုင်တယ်။

၃ ။ ခန္ဓာကိုယ်အပူချိန်ကို ထိန်းညှိပေးပြီး ဘက်တီးရီးယားတွေပေါက်ဖွားတာမျိုးမဖြစ်အောင်ကာကွယ်ပေးပါတယ်။

၄ ။ စိတ်ဖိစီးမှုကိုကျဆင်းစေတယ်။

၅ ။ ကိုယ်ခံအားကောင်းစေနိုင်တယ်။

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ဒါတွေအပြင် လေ့ကျင့်ခန်းလုပ်တဲ့အခါ အသုံးပြုတဲ့ ပစ္စည်းတွေကို သန့်သန့်ရှင်းရှင်းထားဖို့၊ တစ်ကိုယ်ရေသန့်ရှင်းရေးကိုဂရုစိုက်ဖို့။ အာဟာရပြည့်ဝအောင်စားသုံးဖို့၊ စိတ်ဖိစီးမှုခပ်ကင်းကင်းနေဖို့လည်း မမေ့ဖို့ပြောပါရစေနော်။

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‘A lot of money’: Brutal reason you could be in for a tax bill this year

 Aussies have been issued a stark warning this tax time, after an accountant noticed an unusual rise in clients being hit with ATO debts.

A little-known tax return detail is seeing an increasing number of people hit with unexpected bills this year, with Australians warned that even past returns could come under scrutiny.

Melbourne-based accountant, Michael Fox, first encountered this issue a few months ago, when he received a notice from the Australian Taxation Office (ATO)

The message related to a review of the private health insurance information provided in one of his client’s past returns, stating that client now owed money to the ATO.

The tax bill was a result of the Medicare Levy Surcharge (MLS) being retroactively applied, despite the client believing they did not have to pay it at the time.

The MLS is paid by Australian tax payers who do not have private hospital cover and who earn above a certain income.

The aim of the surcharge is to encourage individuals to take out private hospital cover in order to reduce the demand on the public Medicare system.

Since receiving this first notice, Mr Fox, the Principal of Michael Fox Arts Accountant & Valuer, is now dealing with about 20 cases all relating to this same issue.

“We’re just getting these random notices, like, ‘Oh, we’ve looked through your private health insurance information for the 2022 financial year, and we, we reckon you owe us $2000’. We get these notices and we’re like, ‘what the hell?’” Mr Fox told news.com.au

The accountant said people are getting “trapped”, with the issue arising when clients either get married or enter a defacto relationship and are required to include their “spouse” on their tax return.

For tax purposes, this not only includes legally married couples but also those who live together in a domestic relationship.

Mr Fox said this can “cause a complication” in situations where couples are not under a private health insurance family plan.

To avoid the surcharge, every person in the household has to have an “appropriate level” of private patient health cover.

“Quite often, what happens is that one might not be insured, the other one is insured, and all of a sudden, bingo, you’ve got a Medicare Levy surcharge problem,” he said.

He believes the reason there has been a sudden influx in people being stung by the MLS is due to the ATO’s increased use of sophisticated data matching programs.

Data matching allows the ATO to retrieve data from a variety of third-party sources, including banks, financial institutions and other government agencies.

In a recent blog post, Mr Fox claimed there are situations where both you and your spouse may have your own singles comprehensive private health insurance policies, and still trigger the surcharge.

“With sophisticated data matching by the ATO, they can now discover that you and your spouse both have singles cover and not family cover and issue amendments to prior year returns,” he said

These are the most recent Medicare Levy Threshold rates.                                                                                              

When it comes to the MLS, the threshold to trigger for the surcharge changes depending on your circumstances, with the rate varying between 1 per cent, 1.25 per cent or 1.5 per cent.

For the 2015-26 income year, the MLS is triggered for a single person when they reach an income of $101,001 or more.

For a family, it is triggered by an income of $202,001, with this threshold increasing by $1500 for each MLS dependent child after the first child.

In a statement to news.com.au, an ATO spokesperson said that if your spouse and any dependants have an appropriate level of private patient hospital cover for the whole financial year, then “it doesn’t matter whether that private patient hospital cover is provided by a family or singles cover”.

“As couples do not necessarily lodge at the same time, our data matching programs will review returns after they have been lodged,” the spokesperson said.

“This review is to ensure the taxpayer, spouse and any dependants have the appropriate cover, including if this is through family or singles cover.

“The same data matching processes will occur when a taxpayer has lodged an amended tax return.”

The spokesperson said there are some instances where the ATO has difficulty matching an individual taxpayer to a health insurance policy, with this often due a mismatch with the data provided to the health fund by the client or from the fund to the ATO.

“If the ATO is unable to match a health insurance policy to an ATO account, the individual may appear to not have appropriate cover,” the spokesperson said.

Many of Mr Fox’s clients who have encounted this issue surcharge issue have young families.

One of those clients, Guy, who lives in Adelaide with his partner and two young children, copped a $2500 bill from the ATO this year.

Shortly after lodging his return this year, he received a notice from the ATO that his 2022/23 tax return had been amended and he now had to pay the MLS, as his children were not covered by his private health insurance policy.

Speaking to news.com.au, the 43-year-old explained that he and his partner have their own individual health covers and his children have been using the Medicare system.

“The system for kids is so good, so we just haven’t seen the need for private health insurance (for them),” he said.

Guy’s children are aged 3 and 6 and, up until now, this has never been flagged as an issue when completing his tax returns, saying “this is the first I have heard of it”.

While he has received tax bills in the past given he runs his own business, this one left Guy “surprised and disappointed”.

“It felt like they were scraping the bottom of the barrel,” he said.

“I think it was just that sort of feeling of like, with the cost of living being what it is, for the ATO then come and just put the their hand out for another pay out historically, and then having to factor that into a family budget.”

Mr Fox noted that, as the ATO is going back through old returns, people are likely going to cop multiple bills.

“If you go back to 2022, they are going to be trapped for three years and that could be three times $2000 or $3000. That’s a lot of money,” he said, adding there is now “nothing (people) can do” as they weren’t aware of the discrepancy at the time.

Mr Fox said the “fair thing to do” would be for the government to give an amnesty period for a year to allow people to get their affairs in order.

“I just don’t think it’s fair that they are going back using AI data matching to basically trap people,” he said.

https://www.news.com.au/finance/money/tax/a-lot-of-money-brutal-reason-you-could-be-in-for-a-tax-bill-this-year/news-story/83c46e08ce82a702b5a82f110ff4a113